Well our house payment is almost $1300 but that's because we are paying 2 extra payments a year so that adds almost $200 a month on to our payment. We also put 11% into Dennis 401k. We set up our budget to be very very tight. The good thing is it forces us to be very resourceful. If it ever got real bad, I would just borrow money from one of our "funds" and then call and stop the extra payments to the house. If it was really out of control then I guess we could stop putting money into the 401k but I think it would have to be desperate.
I'll let you know how the Dr. goes tomorrow.