Thursday, January 22, 2009

Our friends

Friends of ours from England just had their hours cut from 5 days to 4. They moved here because of a job offer and they both work for the same company. They wanted their kids to have more opportunities than they had in England. And they were also told that in 6 months the company may end up closing. How scary! I asked if they were going to go back and they said no. But that got me thinking, could we stand to lose 10 hours a week. Now I'm not even going to speculate on how much they are making or the point that they both lost 8 hours just if we could make it.
Den brings in $2769 a month and I get $370. So Den would end up with $2067, if he didn't change his with holdings. Please bare in mind this is just a what if. So we would have $2437 a month. Our bills as they stand right now are $2728. So we would be about $290 short. Here is the list again(can you tell that I'm an A personality)
1296.00 House payment(bi-weekly) so we save $324 a week
122.00 Car Insurance
183.00 Nicor and Comed
25.00 Home phone
135.00 2nd mortgage with a little extra
280.00 gas for all three cars
38.00 satelite
480.00 groceries for the month
120.00 a week
75.00 Den smokes
70.00 garbage and water
24.00 synthroid and iron pills for me
2728.00 total
Right now the the gas for the cars is high and he would drop the amount that is spent on gas for him by 25%. I think that I could get $75 from that category. I would drop the home phone and the satelite and that would save $63. And I would try to shave $100 off of the food bill. So that puts me at $238. And there is no way that I'm going to get Den to quit smoking, I've tried. I would hate to stop making extra payments to the house but that would save me almost $100. SO we could do it but there would be no wiggle room at all. But at least its doable, scary but doable.
Thanks for

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