Monday, February 9, 2009

Living on Unemployment

This is just my what if budget I have been working on. I looked it up and in the state of Illinois the maximum you can get a week is $534.So I would have $2136 a month. I really don't know how this works and I'm sure this isn't with taxes being withheld. But I'm not going to call them and try to find out, I bet they are a little too busy for a question like this.

Here is the budget now
1296.00 House payment(bi-weekly) so we save $324 a week
122.00 Car Insurance
183.00 Nicor and Comed
25.00 Home phone
135.00 2nd mortgage with a little extra
280.00 gas for all three cars
38.00 satelite
480.00 groceries for the month 120.00 a week
75.00 Den smokes
70.00 garbage and water
24.00 synthroid and iron pills for me
2728.00 total
On unemployment (It's sketchy)
1190.00 House payment (stop all extra payments)
115.00 Car insurance(raise deductibles)
125.00 Nicor and Comed (line dry and freeze)
0.00 phone (drop it)
100.00 2nd mortgage(no extra$)
80.00 gas for car
0.00 satelite(drop it)
350.00 groceries
75.00 Den smokes (you tell him to quit)
60.00 garbage and water (bathe less and stink)
12.00 synthroid and iron pills (generic)
2107.00 total
This is rough but I might be able to swing it. I think that I might be able to shave a little more off of the car insurance and the Nicor and Comed. I might have it too low for the groceries and the gas for the cars. But it looks like it might work itself out. I just hope that I never have to implement this. I feel very blessed that we are still hanging on.
Thanks for Reading,

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