Wednesday, March 18, 2009

New Monthly Budget

Since the simpletons over at Fifth Third bank decided to screw with us, we are once again refiguring our monthly budget.

Here is the budget now
1296.00 House payment(bi-weekly) so we save $324 a week
122.00 Car Insurance
183.00 Nicor and Comed
25.00 Home phone
135.00 2nd mortgage with a little extra
280.00 gas for all three cars
38.00 satelite
480.00 groceries for the month 120.00 a week
75.00 Den smokes
70.00 garbage and water
24.00 synthroid and iron pills for me
2728.00 total And our new budget will look something like this......

1400.00 House payment(bi-weekly) so we save $350 a week
122.00 Car Insurance
183.00 Nicor and Comed
25.00 Home phone
280.00 gas for all three cars
40.00 satelite
480.00 groceries for the month
120.00 a week
114.00 Den smokes
70.00 garbage and water
20.00 synthroid and iron pills for me
2734.00 total
This is the break down of how we will use the checks every week.
Week 1 -$350 house, $219 food,gas & cig, $70 garbage & water, $20 pills
Week 2- $350 house, $219 food, gas &cig, $122 car insurance
Week 3- $350 house, $219 food, gas & cig, $105 Nicor, $25 phone
Week 4- $350 house, $219 food, gas & cig, $78 Com Ed, $40 Satellite
And here is the unemployment budget.......
1143.00 House payment (stop all extra payments)
115.00 Car insurance(raise deductibles)
125.00 Nicor and Comed (line dry and freeze)
0.00 phone (drop it)
80.00 gas for car
0.00 satelite(drop it)
350.00 groceries
114.00 Den smokes
60.00 garbage and water (bathe less and stink)
12.00 synthroid and iron pills (generic)
1999.00 total
Hopefully this is the last time that I will be reworking my budgets this year.
Thanks for
Reading,
SonyaAnn

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