With all of my heart, thank you. Donna, your prayers worked! The loan was approved and we will be closing on the 7th of April. So here is the break down of the bills,
tow bill $117
Refi $750(out of pocket)
The insurance company said that they would cut me a check for $100. And we will be skipping a months house payment $1400. And for the great news, I use WaMu equity accelerator so with making the house payment for April, we have a balance of $645.50. So that only leaves us with a balance of $121.50. I can handle that. Funny how that works out. If we hadn't been in the middle of refinancing we would never of had the money. And if Fifth Third hadn't screwed us over, I would never have started the refinance. Weird, feels like someone was watching out for us. So for $121.50 Anna will have a car that has been freshly painted and a new transmission. It will be almost as good as new. Sometimes you can't tell the good news from the bad.