I'm so boring! I know it with all of my heart. I've had to rework our budget because of all of the changes going on here. With Anna leaving and some added expenses, we have dropped down the amount that we are paying on the house. It was nice to pay over three extra payment a year but we just can't keep it up. I had hoped that the money that we were spending on gas would go down but thanks to the lovely Focus things have changed again. SO if you want to see the old budget go here. Otherwise, this is the new budget!
1200 .00 House payment(bi-weekly) so we save $300 a week
160.00 Car Insurance
160.00 Nicor and Comed
280.00 gas for all three cars
60.00 Den "fake" smokes
70.00 garbage and water
32.00 pills for me
30.00 gym for Den
200.00 to save
80.00 for Anna's expenses
This is the break down of how we will use the checks every week.
Week 1 -$300 house, $242 food,gas, pills,& cig ,saving and Anna, $70 garbage & water, $25 sate,$30 gym
Week 2- $300 house, $242 food, gas,pills &cig,saving and Anna,, $160 car insurance
Week 3- $300 house, $242 food, gas,pills & cig,saving and Anna,, $160 Nicor and ComEd,
Week 4- $300 house, $242 food, gas,pills & cig,saving and Anna,, $160 cell
So somethings have gone up and some have gone down. I think that I'm going to have to tweak it again but at least, the budget is a little more stable than before. And I do know that it is a ton of money for the cell phones. We need the plan with unlimited texting or my teenagers go over.
I'm also going to stop cleaning for my inlaws at the end of the year so I'm trying to adjust the budget accordingly. Also, we will probably be changing car insurance companies. We are actually paying $240 a month and its going up to $270. Anna is covering the difference. But now that she is gone, they won't give us a discount for an absentee driver where other companies will. And it looks like it will be about $100 a month savings if we switch. I'll keep you posted with the boring details of my life!
Thanks for stopping over,