Monday, October 11, 2010

Looky, Looky!


My brother and his fiancee bought Den and I this magnet. I just love it and it works perfect with our little problem. Hey, have I ever said that we have money problems? LOL. Well, not the lose your house kind of problems but still.
Part of the problem is all the money we are spending on gas. Having to go get Anna quite a bit is tacking on anywhere from $100 to $200 a month. The bus only runs on certain weekends and the train takes her downtown Chicago and she won't get in until midnight. Walking around Union station on a Friday at midnight isn't my idea of fun! So we are way overspending in that category. My hope is that she will either get used to being down there or find someone to get a ride with. She did meet one girl from Gurnee so there is hope for the gas category yet.
Another problem is the "food fund" we were going way over there. So Den and I talked and he came up with a plan. That was the first time he ever took charge of a bill problem(hate to say but he usually was the bill problem). We have to write down ever thing we spend with no exceptions. I think the problem was both of us in this category, I would run a deal or two and he would pick up a few extra ingredients to "make" the meal.
I really hope this helps us. This is the hardest budget I have ever had. It's almost exactly like the old one and yet, I can't seem to make it work. It's got to work by January or we are sunk. I've got to get everything paid for on Den's check because I stop cleaning in December. At least, I figured this out before January and have a few months to get it to work. Fingers crossed.
Thanks for stopping over,
SonyaAnn

22 comments:

McVal said...

Oh wow! Good luck to you! We need to take a serious look at our budget too and decide where we need to cut down or switch things around.
yuck!

Sheila said...

Good luck to you!! I spend way too much on food but it all gets eaten and if I don't have it in the house, I get the whining--can't win for losing on that one!! Kevin has been upping his retirement fund each month so I don't have a fixed amount of money each month any more. I know it will be better for us in the long run but I say, leave it alone for a bit and see how it goes. It has to be hard having a child away from home for the first time wanting to come home regularly. I'd be spending money on gas too. I hope things get better for Anna soon. Take care.

Together We Save said...

The budget is the worst... I know next year when I have one in college it is only gonna be harder. I am working now on getting things paid off but it seems when I get one thing paid another pops up.

slugmama said...

Yep....getting that food budget wrestled into submission(or should you wrestle Den into submission?Hmmmm...lol)is key.
And Anna should be glad I am not her mom.....because you know what I think about driving to get her every weekend.lol
Hopefully things will change at the end of the semester with that....and for the better!!

SonyaAnn said...

McVal-This is helping. I was shocked to see that some of the problem was me and some was Den.
The strange thing is I really like to make up budgets. And have a bunch of lists but this time it just isn't working. Hopefully soon I will figure it out!

SonyaAnn said...

Sheila-I know, I could go shopping and carry everything in the door and I would hear but there is nothing to eat here!
Den said that he wants to up his retirement fund but I just laughed and told him to look at the budget. Good luck to you, in a way your husband is right for wanting to save more but if you can't make it now then what?

SonyaAnn said...

Together We Save-You have a good idea about working on it now. I've got until the end of the year to adjust us to not having the cleaning money. I'm glad that I did it now but still, it ain't pretty!

SonyaAnn said...

slugmama-Part of the problem is me, who knew? But there is a soup deal at Jewel and I have to stock up. Pudding and raviolis are also on, not the best things for you but it will help when things get tight.
You are a great mom and probably better in some ways. You have a back bone. And I really think that things would be better if I just stuck to my guns and didn't back down. Then I store it all up and have a melt down when I should just have said no from the beginning.
;)

Jill said...

I wish you all the best. Groceries are workable. Gas is much harder since we can't bargain shop the prices! LOL
Have a great evening!
Blessings,
Jill

Frances said...

Okay, SonyaAnn, I am going to tell it like I see it and you probably won't like it.

Anna does not need to adjust to being at school, or find a ride home, as long as she knows that you are going to drive up there.

She chose to go to that school and you need to leave her there for a while. Seriously. When I went away to college may parents dropped me off and told me they would see me at Thanksgiving. I adjusted.

If she does not want to stay at school, then you all need to seriously consider her transferring to a closer one next semester.

There....that is my opinion. You are, of course, free to totally ignore it. Or yell at me.

SonyaAnn said...

Jill-I wish that I could bargain shop for gas! You need to figure it out for me.LOL! I do get 5% back so that helps a bit.

SonyaAnn said...

Frances- I could never yell at you, spank you maybe...NEVER yell at you.
OK the real problem here is me. I back down a lot. I just say sorry even when it isn't my fault. Everyone in this house would not agree with that statement but I do. If I would just put my foot down and not back off, we would all be better off. Well, I would be better off everyone else would have a foot up their butt. Anna is making life hell on everyone and my going to get her is making it worse. And when I do get her, we just fight terrible because she just wants to see her friends and blows us off. So I'm just the driver. We had it out this weekend, bad! We are not talking at this point and I called her a selfish something or another. I also said that she was spending our money and didn't care if we went under just as long as she has her whipping post(me) to listen to her drama and fix her problems. I thought Dennis was going to cheer me on. Then I went after him. They both are alike and I've had it. If he wants this to be his house then so be it, the cat puked and he can clean it up off his carpet. If nothing else, my posts are going to get more colorful. The bitch has arrived! Den leaves projects for years, well that ends now. I hope! Let it all fall cuz I'm sick of being nice about it.
If Anna messes up, I'm not asking what she wants. I'm doing it my way from here on out, if that means community college or getting the Hell out.
Well, they managed to get me to the end of my rope. God help us all!

Frances said...

Well, good for you, SonyaAnn. You need to quit apologizing for everything RIGHT NOW. I used to do that and I was miserable. When I realized that I was not God and it was not my fault the weather was bad, and stopped apologizing for it, I felt much better.

If Anna is not being appreciative of what you all are doing for her, then it is time to quit doing some of it.

Big hugs to you.

Nicole said...

Good luck!!

Sheila said...

I hope you tied a knot at the end of your rope!!
Why can't Anna's friends go get her if all she wants to do is spend time with them?
I had a long reply written out but I thought it was too harsh and I chickened out on sending it!! I hope they learn to appreciate what a wonderful mom/wife they have in you. Take care of yourself!!

SonyaAnn said...

Frances-We are all pretty miserable at this point. I know some of this is just having a child leave but a lot of it is me. I cave and apologize and then go pout and are pissy about the whole thing. It is my fault. My MIL was saying the other day when I told her everything that when Anna or Den get bossed around they HATE but in the end are happy that there is a resolution. And she was dead on right. They don't want to be told but they don't come up with answers either.
And the weird thing is when Den and I don't see eye to eye on things and I hold my ground in the end it works out better and we get along better. I think he is just used to bossing people at work and he comes here and thinks that I should jump also.
DJ is just like me and we get a long very well. Anna and Den fight like crazy so it leads me to believe that it is the two of them.LOL
I'll keep you posted and thank you so much!

SonyaAnn said...

Nicole-Thanks and thanks for coming to see me!

SonyaAnn said...

Sheila-LOL! It better be a lot of rope cuz there are quite a few people to string up.
And you are right, let her friend's go get her. I haven't spoken to her since she left and usually she calls or texts a few times a day. I'm not calling either.
We will see who breaks first. Probably me!
Thank you so much for caring and trying to help me.

slugmama said...

SonyaAnn the bitch is alive and well....woohooo!
Long live the bitch.
Go give em all heck gal!! ;-)
If you can't stand em another minute, take a road trip to PA for awhile.
Would serve em all right if you up and disappeared for a week or seven...lol
I've got a bottle with your name on it so come on over!

SonyaAnn said...

slugmama-I may end up being homeless so I'll look you up!
It will work itself out or I will make it. We will see how long this lasts for.LOL

Taryn said...

I just started using mint.com to track my spending and try to save, it has a budget to and pulls right from the bank. Check it out.

SonyaAnn said...

Taryn_I'll stop by your blog and then I'm off to mint.com.
Thank you so much for coming to see me!