I posted our budget on-line back in January of 2009. Firstly, it is really hard to be this honest. And B, it's really hard to put it out there for everyone to comment on. That said, I think that posting our monthly bills has been one of the best things that I have done. It made me take a really hard look at what we are paying for and if I was being honest and realistic. If I hadn't done this, I think that we would be back in debt. So for the look back.....
1296.00 House payment
122.00 Car Insurance
183.00 Nicor and Comed
25.00 Home phone
135.00 2nd mortgage with a little extra
280.00 gas for all three cars
480.00 groceries for the month 120.00 a week
75.00 Den smokes
70.00 garbage and water
24.00 synthroid and iron pills for me
1260 house payment
114 car insurance
160 Nicor & ComEd(gas & electric)
70 garbage & water
140 cell phones
280 gas for 2 cars
80 for Anna(she hasn't used the $20 a week yet because of careful budgeting)
40 Den's fake cig
32 My pills
There have been some changes since my first posted budget. We no longer have a home phone, the satellite dish, the 2nd mortgage and Den quit real smoking. I still save the money every month from the satellite bill($25). We have been using this to buy movies. And the grumbling has almost stopped. We do have cell phones but this is a luxury that I'm willing to pay for. I like being able to talk to Anna, who would have seen that one coming?
I do need to squeeze a bit more out of the budget just because of the IL tax hike. Ahhhh but that is a rant for another day.
Thanks for stopping over,