And I bet no one bought that one! And no, I don't condone stealing a car but I do have a way for you to get one for free. Completely free but it will take a while to get your money back.
I called our insurance agent about how much it would be to add the van to our coverage. HOLY HELL MAN! It was going to take our insurance from $129 a month to $320 a month. And I feel that I should point out that we have been with the same broker since we were
After choking a bit from the quote, she added that when DJ gets his license it will be $414 a month. When I regained my composure, I said that I would inform my husband and get back to her. I usually don't say things like that but they also won't take no for an answer. Unfortunately, I had to pull the man card.
I started shopping around. I tried Geico first. I love the fact that you can get a quote online. But me being in charge of getting a quote means I'm going to mess with it until it is unrecognizable. Yes, I had it so screwed up that I just called them. They pulled up the mess that I had done and deciphered it. In the end, they were going to make me pay for DJ even though he only has a permit. No one else in Illinois does that. It was going to be $235 a month. That was still a savings of $85 a month but I really didn't like her tone. I know its crazy but it was the first time that I had dealt with them and I don't know, she wasn't that friendly. I know that it wasn't about attitude but if I'm going to be giving someone that much money, screw me with a smile. Or it could have been the fact that I had made such a mess of the quote. That's fair too.
I did try to get a quote from AAA but their site said we had an invalid license among us. Whatever! I think that it was because of DJ's permit. But who knows.
Last was Progressive. I did a pretty good job of only screwing that quote up a little. I was pretty happy with it but I still wanted to make sure that it was right. So I called and they are great. No screwing. In fact, the guy went through and saw more ways to save me money. My frugal heart was in love. He even went on to tell me about what he does to save money and earn extra points on his credit card. I had a frugal boner!
Even though I'm very frugal, I won't skimp on coverage EVER. It's like gambling our future and that is way too much stress for me. So for both cars and the van, it will be $182 a month and before I could even ask, he said that it would be $298 a month when DJ gets his license. That was one of the questions I was going to ask him but he answered it before I could ask. He wanted to make sure that I knew so I could do a budget and wasn't going to be surprised when we added him. He is a beautiful man!
I guess that I will be calling to change insurance companies this week. Pray that they don't put up a fight, I hate confrontation.
And back to the free car! By changing insurance companies, we saved $138 a month. In just under 22 months with Progressive we will have gotten back our money that we paid for the van. I can't think of a better advertisement for them. Save so much money with Progressive that it will pay for your car!
Just a thought,