I was talking to a friend of mine the other day. We were talking about how our savings accounts are bare compared to last year. In a way, it was nice to know that I wasn't alone in the broke category but I knew their pain exactly. There are plenty of articles about it but it is different when you are face to face with someone.
Our bills are just about the same as before. The only difference is the $20 a week budgeted for Anna is now going towards the extra we pay for the car insurance. Don't worry, this year she will be able to "live" off the money she saved.
So if none of our bills changed, where did it all go? Since the gas prices went so high(IL has some of the highest in the country), we weren't able to save money every week. We used what we saved for problems/emergencies/scheduled expenses/life's curve balls but couldn't replace it. TaDa, I've figured it all out.
I guess that we are back to the drawing board. It's nice to be able to give other helpful hints but I think I need to implement some of my own advice.
Broke but loved,