Thursday, April 4, 2013
52 Week Change Up
I'm still working on the 52 week money challenge. Going strong! I think we are coming up on week 14. I'm going to finish, I hope. It's just that I have decided that the layout of it, isn't for me. I know when the end of the year comes I won't be able to squeeze $50ish a week out of nowhere. I just won't be able to do it. I will hopefully have the Christmas fund-funded. I hope to have some money set aside for all the extra food we make but the end of the year is always the time of year when we are broke. We have people coming in town. We want to go out for a meal or need alcohol. Something always comes up and that something always costs money. And while I pride myself on never starting the new year with any debt, I know that I would stop doing the 52 week challenge just so that I wouldn't start the year with any credit card debt.
So to make sure that I am able to complete the 52 week challenge, I'm going to see how much money I have at the end of the week and if I can cobble together extra, I will scratch off a week that costs more. So while everyone is paying off weeks in say the 20s, I'll be in the 50s. That way when the holidays come around, I'll only need to "pay" a cheaper week to hit $1378. I'll follow the idea of the challenge, I'll just pay the more expensive weeks sooner.
I could try and save more than the $1378 but this really is a stretch for me as it is. Every penny has a home and I'm not one to deviate from a good plan. I'll keep you posted about how this is working. Maybe next year, I will start off at the end of the year and work my way backwards.