Monday, September 16, 2013
Shoot My Foot
Remember the insurance mess that I had? Recap-I cancelled the car insurance with Progressive and went with Geico cuz it was half the price. See, I didn't need to link to it.
We decided to keep Progressive for the home owners not the car insurance. Anywho, our mortgage company paid Progressive for our home owners insurance.
I received a letter from Progressive asking me to call and to discuss our home owners insurance for 2014 and it was a receipt for the 2013 bill that was paid.
And that is where it all went south. I won't say they were rude just short after they found out that I cancelled the car insurance. The woman that I was talking too informed me that I would no longer be getting a multi-policy discount. They had already raised the premium $100 a year and now wanted another $82. She took the "I'm going to punish you" tone about the entire thing. What set me off was when she said, "we reserve the right to up your premiums at anytime." I asked for a manager and wasn't my normal pleasant self after that point. The manager had the same attitude. Even though I was holding the receipt in my hand that the bill was paid, it didn't matter. They could charge more at will. I may or may not have called them knee-cappers and told them I reserve the right to cancel my coverage at anytime. HA HA, you think you are going to screw me over-hell no! I will see your screwing me over, up the ante and do worse to myself! HA!
Sigh, I cancelled my home owners. I did have enough sense to give myself a few weeks to find another policy. In the end, I called Geico and started a policy with them.
Needless to say, Den did not think it was funny that I had a fit and cancelled the home owners insurance. I told him, I would fix it. He gave me the "I'm not convinced look." Everything is finally sorted, I think.
In the end, my tantrum saved us $72 off of our home owners insurance and we earned another 3% off of our car insurance for a multi-policy discount. It looks like we will save $63 off of the car insurance. My snit fit saved use $135!
Maybe I should have fits more often? Our bottom line might be better off but maybe not my marriage.