Tuesday, May 6, 2014
I Saved $44,000 in One Day!
DJ was accepted to a few different colleges. He has expensive tastes especially in colleges. He has known all along that we will help him, his grandparents will help him but he is on the hook for a lot of it. It is a gift to get to go to college and you have to work for it. No one owes you a thing. We help because we care but this is his problem not ours.
The same has gone for Anna. We have helped her. I have complained IMMENSELY. But she is shouldering a chunk of the bill and debt. We can't do it all. That said, I will go out of my way to search and double check EVERYTHING for them. I even told DJ that I am going to be running 3 separate households when he starts school. I should start charging!
Anywho, the other colleges that accepted him offered him massive amounts of scholarship/grant money. MASSIVE. But he wasn't interested in the schools for one reason or another.
The one that he picked didn't offer him anything. I kept pushing for him to go to a different school but he wasn't having it. The business program is top notch at the school that he chose and that was what he wanted. Sigh.
When Anna started college, the school sent all of the paperwork to us and we could sign on to the college website and look for whatever we needed. The college that DJ chose only gives the info online and to the student. The student then has to decide if they want family members to have access and then set up a proxy account for them. I'm not even going to get into how stupid this is. The parents, in the majority of the cases, are the ones paying, why make it more difficult to get your money? Fine, it's their system so so be it.
DJ set up accounts for me and his grandfather and I started poking around. Come check out the campus, sponsor this or that emails and nothing on scholarship/grant money. DJ has been a very good student, very good. I thought that he would get something. And did I mention that this was an out of state school. Cue, the guttural groan.
Somewhere along the lines, information was entered wrong(Anna's FAFSA info was messed up too and I think it was because we went from one student in college to two) and that seems to be the reason DJ was offered nothing. I found that he was eligible for$11,000 a year in scholarship/grant money. And that isn't including the money that he got from federal.
So please send out a good vibe or a prayer that it all works out. But if everything goes through it will be cheaper for him to go there than an instate college. And it will only be $4000 more for him to go to that college then it would be for an IN resident. He is also searching out more scholarship money.
Getting your kids through college is a practice in time and patience. You must also turn into a detective. There are just so many services that I should be charging for.
BEST MONEY DAY EVER,