Thursday, August 28, 2014
Cutting Cutting Cutting
1284 house payment
90 car insurance
160 gas and electric
100 garbage and water
200 cell phones
30 gym membership
400 gas for cars
??? food for just the two of us.
Total is $2264 not including food. Each of the kids puts in $95 a month to cover their bills(car insurance and cell phone), we have accounts that are designated for them. They earned that money from summer jobs and birthday money and whatnot.
The house payment only seems to go up. DAMNED ILLINOIS TAXES!
I'm hoping that the car insurance will stay the same for a while. Why is it bills only seem to go up?
The gas for the house and the electric, I'm sure that I will see some sort of savings but it always seems to take a while before it kicks in. Not having the tv, a game system and a computer drawing power most of the night will probably save us a small fortune. I should be able to shave down a bit. Yay for shaving. I did get an analysis from the electric company that we are using less power than most of our neighbors which is prety amazing since the pump for the pool is running 4 hours a day.
The garbage bill is only going up and we shall see if the water bill goes down. DJ was pretty clean and took at least, one shower a day.
The cell phones are the one thing that I might be able to get lower. The total bill is $300 a month, we pay $200, the kids pay $100. If we switch from Verizon to Tmobile it will be about $110 a month total. BUT I have heard terrible things about Tmobile. MY bestie and her family just switched to Tmobile so they are my little guinea pigs. We shall see how they survive. And I really don't want to pay the $600 cancelation fee to Verizon. Everyone I know that has Verizon is checking out other carriers. So many of us are about to jump ship.
Den loves his gym membership. His plan is to keep it forever. He says when we are 70 years old, $30 a month will be a steal. Gym membership or not, I don't see us living that long.
The money we spend on gasoline is only going to drop if gas prices come down. And here in the crap state of IL, they like to stay nice and high.
As for the food for us, I'm not real sure. I know it will go down but Den likes to cook a wide variety and I like to eat a wide variety. So, I'll let you know where I get it to in the next couple of weeks.
Finding new ways to save money makes me happy! Have you found anyways to cut out or down any bills?
Cutting and shaving,
PS-While looking for "a pair of scissors cutting" I found this little gem. Now aren't you glad this wasn't on your blog roll? Or would you prefer it?