I'm totally flip-flop on everything on my blog. But you guys are used to it. I talk about how much money I have spent and then I talk about coming up with ways to save money. I save as much as I can and then I splurge every so often. But when I do splurge, I have the money for it. So I guess that makes it ok in frugalland.
Back in 2008, I wrote about setting up an unemployment/emergency budget. On paper, I could get the bills down to $2107 a month. That was cutting about $600 off of the bills. I've done really well not only paying debt off but making the unemployment budget our monthly budget. Our only extras are the phones and the gym membership, we don't have cable or car payments. We are dumping Verizon and going with TMobile when the kids get home for Thanksgiving break. That should cut at least, $100 a month off our bills. So in a pinch I could get our monthly bills down to $2200. Hmmmm, its higher than it used to be by almost $100. That would be the lovely Illinois taxes. We got hit again this month for another $80 a month for our escrow. Oh joy.
I'm glad that I have worked to get our bills down even if the tally looks the same on paper as it did before. I can't even imagine the mess that we would be in if we had credit card debt or didn't try to save money. So my efforts aren't in vein, its just that Illinois sucks. There is a sucking noise every time you open your paycheck in this state.
And the 10% challenge that I wrote about before is still at the front of the list. I did manage to save $82.58 last month on our gas and electric bill. But what I'm really shooting for is to shave 10% off permanently. It's not going to happen unless I can shave some money off of our tax bill. Haha, I really should be a comedian. Hmmmm, do I sound bitter?
My neighbor fights every year to get a lower tax bill after we are assessed. I think I'll hitch a ride with him next year and raise a stink. What have I got to lose? Maybe my freedom. I could see me getting arrested after dealing with them.
Have you ever fought your tax bill? Have you been working on the 10% challenge?